RM & ARM Rural
Skills Preferred
Job Description
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centers and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
Responsibilities
Manage zoning activity to map household needs in villages and areas allocated. Conduct end-user checks as specified post-disbursal of loans while achieving monthly and annual group loan booking targets. Assess and evaluate the client needs and generate new sources of revenue by leveraging cross-sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customers. Achieve individual and branch sales goals through new business sales, referrals and retention of account relationships. Maintain high collections efficiency through discipline and drive. Monitor the preparation of accurate documentation of loans and saving accounts. Coordinate with the operations officer to ensure timely and accurate data entry. Ensure compliance as per the bank requirements. Conduct field audits and customer verifications to ensure high quality of accounts. Gather the latest Market intelligence and track and benchmark against best practices in competitor banks. Recommend process changes in order to improve service efficiency and quality across the branch network. Provide support for the implementation of livelihood advancement and community development initiatives.
Job Requirements
Educational Qualifications: Graduate Full Time: Bachelors in commerce / Arts / Science / Biology / Business / Computers / Maths / Engineering / Management / any others. Experience: 0 - 3 years of relevant branch banking experience
Salary
